Home / Business / Working capital
Working capital
Keep cash flow
moving through
every business cycle.
Practical funding for payroll, inventory, receivables gaps and seasonal demand.
Predictable cost context
Flexible access
Fast response
Cash flow guidance
Working Capital Calculator
Your estimated monthly payment
Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.
Check your working capital fit.
Review core business criteria before a full application.
Clear digital process
100% Digital process
No obligation
Matched capital options
No Bank Visit
Cash flow support
Cover payroll
Keep teams supported while revenue timing catches up.
Restock inventory
Prepare for demand without tying up every dollar.
Bridge receivables
Smooth the gap between invoices and customer payments.
Manage seasonal demand
Plan ahead for busy periods and quieter operating cycles.
Why cash flow teams choose Credvia
Working capital that keeps pace.
Bridge timing gaps, protect day-to-day operations and keep the next opportunity within reach.
Cash flow visibility
See the repayment impact before choosing a facility.
Flexible access
Explore structured funding for recurring operating needs.
Fewer bottlenecks
Move from estimate to lender conversation with less friction.
Operations first
Keep payroll, inventory and supplier plans moving.
How it works
From application to approval — in a few simple steps.
1
Apply online
Share the amount, timing and operating need.
2
Compare facilities
Review structures suited to recurring cash flow needs.
3
Submit documents
Provide recent statements and business records securely.
4
Keep moving
Review the terms and put capital to work.
Typical working capital rates & terms
Illustrative pricing varies by cash flow, facility and partner.
Loan amount
Interest rate (APR)
Loan tenure
$5,000 – $50,000
8.50% – 11.50%
6 – 18 months
$50,001 – $150,000
9.25% – 12.75%
6 – 24 months
$150,001 – $500,000
10.25% – 14.50%
1 – 3 years
$500,001 – $1,000,000
11.25% – 16.00%
1 – 5 years
Illustrative rates only. Actual offers depend on revenue, cash flow, term and participating lender.
Eligibility criteria
Review common working capital criteria.
Active registered business
Documented recurring revenue
Business and owner credit review
Valid registration and ownership details
Operating cash flow supports repayment
Property must meet lender’s criteria
Required documents
Keep these records ready for a faster cash flow review.
Owner identification
PAN, Passport or Driver’s Licence
Business bank statements
Recent statements and revenue history
Receivables or sales records
Invoices, sales reports or contracts when required
Business information
Registration, licences and partner-specific requests
What our customers say
We planned inventory and payroll around one clear repayment view instead of guessing through the busy season.
Evelyn Brooks
Operations director
★★★★★
The process helped us bridge receivables without losing momentum. Everything important was easy to compare.
David Ng
Wholesale business owner
★★★★★
Having the cost and timing laid out clearly made our seasonal working capital decision far more confident.
Sofia Martin
Hospitality founder
★★★★★
Explore more business funding paths
Looking for something else? We’ve got you covered.
Business loan
Fund planned expansion and growth.
Line of credit
Draw funds as cash needs change.
Invoice finance
Bridge the gap on unpaid invoices.
Merchant advance
Access capital against card sales.
Equipment finance
Protect cash while funding key assets.
Supply chain finance
Support suppliers and purchasing cycles.
Ready to strengthen cash flow?
Keep your business moving with working capital.
Compare flexible options and plan the next operating cycle with clarity.
500K+
Businesses and families supported across financial goals
Home / Business / Working capital
Working capital
Keep cash flow
moving through
every business cycle.
Practical funding for payroll, inventory, receivables gaps and seasonal demand.
Predictable cost context
Flexible access
Fast response
Cash flow guidance
Working Capital Calculator
Your estimated monthly payment
Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.
Check your working capital fit.
Review core business criteria before a full application.
Clear digital process
100% Digital process
No obligation
Matched capital options
No Bank Visit
Cash flow support
Cover payroll
Keep teams supported while revenue timing catches up.
Restock inventory
Prepare for demand without tying up every dollar.
Bridge receivables
Smooth the gap between invoices and customer payments.
Manage seasonal demand
Plan ahead for busy periods and quieter operating cycles.
Why cash flow teams choose Credvia
Working capital that keeps pace.
Bridge timing gaps, protect day-to-day operations and keep the next opportunity within reach.
Cash flow visibility
See the repayment impact before choosing a facility.
Flexible access
Explore structured funding for recurring operating needs.
Fewer bottlenecks
Move from estimate to lender conversation with less friction.
Operations first
Keep payroll, inventory and supplier plans moving.
How it works
From application to approval — in a few simple steps.
1
Apply online
Share the amount, timing and operating need.
2
Compare facilities
Review structures suited to recurring cash flow needs.
3
Submit documents
Provide recent statements and business records securely.
4
Keep moving
Review the terms and put capital to work.
Typical working capital rates & terms
Illustrative pricing varies by cash flow, facility and partner.
Loan amount
Interest rate (APR)
Loan tenure
$5,000 – $50,000
8.50% – 11.50%
6 – 18 months
$50,001 – $150,000
9.25% – 12.75%
6 – 24 months
$150,001 – $500,000
10.25% – 14.50%
1 – 3 years
$500,001 – $1,000,000
11.25% – 16.00%
1 – 5 years
Illustrative rates only. Actual offers depend on revenue, cash flow, term and participating lender.
Eligibility criteria
Review common working capital criteria.
Active registered business
Documented recurring revenue
Business and owner credit review
Valid registration and ownership details
Operating cash flow supports repayment
Property must meet lender’s criteria
Required documents
Keep these records ready for a faster cash flow review.
Owner identification
PAN, Passport or Driver’s Licence
Business bank statements
Recent statements and revenue history
Receivables or sales records
Invoices, sales reports or contracts when required
Business information
Registration, licences and partner-specific requests
What our customers say
We planned inventory and payroll around one clear repayment view instead of guessing through the busy season.
Evelyn Brooks
Operations director
★★★★★
The process helped us bridge receivables without losing momentum. Everything important was easy to compare.
David Ng
Wholesale business owner
★★★★★
Having the cost and timing laid out clearly made our seasonal working capital decision far more confident.
Sofia Martin
Hospitality founder
★★★★★
Explore more business funding paths
Looking for something else? We’ve got you covered.
Business loan
Fund planned expansion and growth.
Line of credit
Draw funds as cash needs change.
Invoice finance
Bridge the gap on unpaid invoices.
Merchant advance
Access capital against card sales.
Equipment finance
Protect cash while funding key assets.
Supply chain finance
Support suppliers and purchasing cycles.
Ready to strengthen cash flow?
Keep your business moving with working capital.
Compare flexible options and plan the next operating cycle with clarity.
500K+
Businesses and families supported across financial goals
Home / Business / Working capital
Working capital
Keep cash flow
moving through
every business cycle.
Practical funding for payroll, inventory, receivables gaps and seasonal demand.
Predictable cost context
Flexible access
Fast response
Cash flow guidance
Working Capital Calculator
Your estimated monthly payment
Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.
Check your working capital fit.
Review core business criteria before a full application.
Clear digital process
100% Digital process
No obligation
Matched capital options
No Bank Visit
Cash flow support
Cover payroll
Keep teams supported while revenue timing catches up.
Restock inventory
Prepare for demand without tying up every dollar.
Bridge receivables
Smooth the gap between invoices and customer payments.
Manage seasonal demand
Plan ahead for busy periods and quieter operating cycles.
Why cash flow teams choose Credvia
Working capital that keeps pace.
Bridge timing gaps, protect day-to-day operations and keep the next opportunity within reach.
Cash flow visibility
See the repayment impact before choosing a facility.
Flexible access
Explore structured funding for recurring operating needs.
Fewer bottlenecks
Move from estimate to lender conversation with less friction.
Operations first
Keep payroll, inventory and supplier plans moving.
How it works
From application to approval — in a few simple steps.
1
Apply online
Share the amount, timing and operating need.
2
Compare facilities
Review structures suited to recurring cash flow needs.
3
Submit documents
Provide recent statements and business records securely.
4
Keep moving
Review the terms and put capital to work.
Typical working capital rates & terms
Illustrative pricing varies by cash flow, facility and partner.
Loan amount
Interest rate (APR)
Loan tenure
$5,000 – $50,000
8.50% – 11.50%
6 – 18 months
$50,001 – $150,000
9.25% – 12.75%
6 – 24 months
$150,001 – $500,000
10.25% – 14.50%
1 – 3 years
$500,001 – $1,000,000
11.25% – 16.00%
1 – 5 years
Illustrative rates only. Actual offers depend on revenue, cash flow, term and participating lender.
Eligibility criteria
Review common working capital criteria.
Active registered business
Documented recurring revenue
Business and owner credit review
Valid registration and ownership details
Operating cash flow supports repayment
Property must meet lender’s criteria
Required documents
Keep these records ready for a faster cash flow review.
Owner identification
PAN, Passport or Driver’s Licence
Business bank statements
Recent statements and revenue history
Receivables or sales records
Invoices, sales reports or contracts when required
Business information
Registration, licences and partner-specific requests
What our customers say
We planned inventory and payroll around one clear repayment view instead of guessing through the busy season.
Evelyn Brooks
Operations director
★★★★★
The process helped us bridge receivables without losing momentum. Everything important was easy to compare.
David Ng
Wholesale business owner
★★★★★
Having the cost and timing laid out clearly made our seasonal working capital decision far more confident.
Sofia Martin
Hospitality founder
★★★★★
Explore more business funding paths
Looking for something else? We’ve got you covered.
Business loan
Fund planned expansion and growth.
Line of credit
Draw funds as cash needs change.
Invoice finance
Bridge the gap on unpaid invoices.
Merchant advance
Access capital against card sales.
Equipment finance
Protect cash while funding key assets.
Supply chain finance
Support suppliers and purchasing cycles.
Ready to strengthen cash flow?
Keep your business moving with working capital.
Compare flexible options and plan the next operating cycle with clarity.
500K+
Businesses and families supported across financial goals
Home / Business / Working capital
Working capital
Keep cash flow
moving through
every business cycle.
Practical funding for payroll, inventory, receivables gaps and seasonal demand.
Predictable cost context
Flexible access
Fast response
Cash flow guidance
Working Capital Calculator
Your estimated monthly payment
Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.
Check your working capital fit.
Review core business criteria before a full application.
Clear digital process
100% Digital process
No obligation
Matched capital options
No Bank Visit
Cash flow support
Cover payroll
Keep teams supported while revenue timing catches up.
Restock inventory
Prepare for demand without tying up every dollar.
Bridge receivables
Smooth the gap between invoices and customer payments.
Manage seasonal demand
Plan ahead for busy periods and quieter operating cycles.
Why cash flow teams choose Credvia
Working capital that keeps pace.
Bridge timing gaps, protect day-to-day operations and keep the next opportunity within reach.
Cash flow visibility
See the repayment impact before choosing a facility.
Flexible access
Explore structured funding for recurring operating needs.
Fewer bottlenecks
Move from estimate to lender conversation with less friction.
Operations first
Keep payroll, inventory and supplier plans moving.
How it works
From application to approval — in a few simple steps.
1
Apply online
Share the amount, timing and operating need.
2
Compare facilities
Review structures suited to recurring cash flow needs.
3
Submit documents
Provide recent statements and business records securely.
4
Keep moving
Review the terms and put capital to work.
Typical working capital rates & terms
Illustrative pricing varies by cash flow, facility and partner.
Loan amount
Interest rate (APR)
Loan tenure
$5,000 – $50,000
8.50% – 11.50%
6 – 18 months
$50,001 – $150,000
9.25% – 12.75%
6 – 24 months
$150,001 – $500,000
10.25% – 14.50%
1 – 3 years
$500,001 – $1,000,000
11.25% – 16.00%
1 – 5 years
Illustrative rates only. Actual offers depend on revenue, cash flow, term and participating lender.
Eligibility criteria
Review common working capital criteria.
Active registered business
Documented recurring revenue
Business and owner credit review
Valid registration and ownership details
Operating cash flow supports repayment
Property must meet lender’s criteria
Required documents
Keep these records ready for a faster cash flow review.
Owner identification
PAN, Passport or Driver’s Licence
Business bank statements
Recent statements and revenue history
Receivables or sales records
Invoices, sales reports or contracts when required
Business information
Registration, licences and partner-specific requests
What our customers say
We planned inventory and payroll around one clear repayment view instead of guessing through the busy season.
Evelyn Brooks
Operations director
★★★★★
The process helped us bridge receivables without losing momentum. Everything important was easy to compare.
David Ng
Wholesale business owner
★★★★★
Having the cost and timing laid out clearly made our seasonal working capital decision far more confident.
Sofia Martin
Hospitality founder
★★★★★
Explore more business funding paths
Looking for something else? We’ve got you covered.
Business loan
Fund planned expansion and growth.
Line of credit
Draw funds as cash needs change.
Invoice finance
Bridge the gap on unpaid invoices.
Merchant advance
Access capital against card sales.
Equipment finance
Protect cash while funding key assets.
Supply chain finance
Support suppliers and purchasing cycles.
Ready to strengthen cash flow?
Keep your business moving with working capital.
Compare flexible options and plan the next operating cycle with clarity.
500K+
Businesses and families supported across financial goals