Valuable asset representing secured finance

Home / Loans / Secured loan

Secured loan

Unlock the value

already working

for you.

Use eligible assets to access competitive borrowing with transparent terms, practical estimates and a clear path forward.

Asset-backed rates

Flexible structures

Efficient review

Specialist guidance

Property-backed

Explore lending secured against eligible property.

Deposit-backed

Borrow against eligible fixed deposits while preserving savings.

Securities-backed

Use eligible investments to access flexible liquidity.

Asset-backed

Turn qualifying business or personal assets into funding options.

Secured Loan EMI Calculator

Your estimated monthly payment

$1,514Live estimate
Updates instantly as you adjust the values.
Total payment$127,190
Total interest$27,190

Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.

Check your secured loan options.

Explore personalized options without affecting your credit score.

Secure application

Transparent review

No application pressure

Asset-based terms

Flexible pathways

Specialist support

Professional reviewing financial reports at a desk

Why choose Credvia

A smarter way to use eligible assets.

Compare secured lending options with clear collateral requirements, transparent costs and flexible repayment structures.

Competitive rates

Access competitive rates supported by eligible collateral.

Flexible terms

Choose a structure that matches your asset and cash-flow goals.

Transparent fees

Understand fees, valuation and total cost before you commit.

Specialist support

Get guidance from secured lending specialists.

How it works

From application to approval — in a few simple steps.

1
Apply online

Share your borrowing goal and eligible asset details.

2
Get matched

Compare matched secured loan options from participating lenders.

3
Submit documents

Upload identity, income and ownership documents securely.

4
Get approved

Review the offer, collateral terms and funding timeline.

Typical secured loan rates & terms

Rates vary by collateral type, value, borrower profile and lender.

Loan amount

Interest rate (APR)

Loan tenure

Up to $50,000

5.99% – 7.49%

1 – 5 years

$50,001 – $250,000

6.49% – 8.49%

2 – 10 years

$250,001 – $750,000

6.99% – 9.49%

3 – 15 years

Above $750,000

7.49% – 10.49%

5 – 20 years

Rates are indicative and subject to change. Actual rates may vary based on credit profile, lender and market conditions.

Eligibility criteria

See the common criteria for secured financing.

Minimum age: 21 years

Stable repayment capacity

Credit profile within lender criteria

Valid identity and address documents

Debt-to-income ratio within lender limits

Eligible asset with verifiable ownership and value

Modern property representing eligible secured lending collateral

Required documents

Keep these documents ready for a smoother secured loan application.

Identity documents

Government ID, passport or equivalent documents

Income documents

Salary slips, tax returns or bank statements

Asset ownership documents

Title, deposit or investment ownership records

Valuation documents

Valuation and documents requested by the lender

What our customers say

  • Credvia made the collateral requirements and repayment options much easier to compare.

    Daniel Kim

    Secured loan customer

    ★★★★★

  • The valuation steps were clear, and I understood the costs before moving forward.

    Rahul Mehta

    Property-backed borrower

    ★★★★★

  • The team helped me review asset-backed options without making the process feel complicated.

    Priya Shah

    Business owner

    ★★★★★

Modern property and city skyline representing asset-backed opportunity

Ready to put your assets to work?

Explore secured loan options with confidence.

Compare transparent asset-backed options built around your goals.

Asset goals

Supported with clear secured finance options

Valuable asset representing secured finance

Home / Loans / Secured loan

Secured loan

Unlock the value

already working

for you.

Use eligible assets to access competitive borrowing with transparent terms, practical estimates and a clear path forward.

Asset-backed rates

Flexible structures

Efficient review

Specialist guidance

Property-backed

Explore lending secured against eligible property.

Deposit-backed

Borrow against eligible fixed deposits while preserving savings.

Securities-backed

Use eligible investments to access flexible liquidity.

Asset-backed

Turn qualifying business or personal assets into funding options.

Secured Loan EMI Calculator

Your estimated monthly payment

$1,514Live estimate
Updates instantly as you adjust the values.
Total payment$127,190
Total interest$27,190

Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.

Check your secured loan options.

Explore personalized options without affecting your credit score.

Secure application

Transparent review

No application pressure

Asset-based terms

Flexible pathways

Specialist support

Professional reviewing financial reports at a desk

Why choose Credvia

A smarter way to use eligible assets.

Compare secured lending options with clear collateral requirements, transparent costs and flexible repayment structures.

Competitive rates

Access competitive rates supported by eligible collateral.

Flexible terms

Choose a structure that matches your asset and cash-flow goals.

Transparent fees

Understand fees, valuation and total cost before you commit.

Specialist support

Get guidance from secured lending specialists.

How it works

From application to approval — in a few simple steps.

1
Apply online

Share your borrowing goal and eligible asset details.

2
Get matched

Compare matched secured loan options from participating lenders.

3
Submit documents

Upload identity, income and ownership documents securely.

4
Get approved

Review the offer, collateral terms and funding timeline.

Typical secured loan rates & terms

Rates vary by collateral type, value, borrower profile and lender.

Loan amount

Interest rate (APR)

Loan tenure

Up to $50,000

5.99% – 7.49%

1 – 5 years

$50,001 – $250,000

6.49% – 8.49%

2 – 10 years

$250,001 – $750,000

6.99% – 9.49%

3 – 15 years

Above $750,000

7.49% – 10.49%

5 – 20 years

Rates are indicative and subject to change. Actual rates may vary based on credit profile, lender and market conditions.

Eligibility criteria

See the common criteria for secured financing.

Minimum age: 21 years

Stable repayment capacity

Credit profile within lender criteria

Valid identity and address documents

Debt-to-income ratio within lender limits

Eligible asset with verifiable ownership and value

Modern property representing eligible secured lending collateral

Required documents

Keep these documents ready for a smoother secured loan application.

Identity documents

Government ID, passport or equivalent documents

Income documents

Salary slips, tax returns or bank statements

Asset ownership documents

Title, deposit or investment ownership records

Valuation documents

Valuation and documents requested by the lender

What our customers say

  • Credvia made the collateral requirements and repayment options much easier to compare.

    Daniel Kim

    Secured loan customer

    ★★★★★

  • The valuation steps were clear, and I understood the costs before moving forward.

    Rahul Mehta

    Property-backed borrower

    ★★★★★

  • The team helped me review asset-backed options without making the process feel complicated.

    Priya Shah

    Business owner

    ★★★★★

Modern property and city skyline representing asset-backed opportunity

Ready to put your assets to work?

Explore secured loan options with confidence.

Compare transparent asset-backed options built around your goals.

Asset goals

Supported with clear secured finance options

Valuable asset representing secured finance

Home / Loans / Secured loan

Secured loan

Unlock the value

already working

for you.

Use eligible assets to access competitive borrowing with transparent terms, practical estimates and a clear path forward.

Asset-backed rates

Flexible structures

Efficient review

Specialist guidance

Property-backed

Explore lending secured against eligible property.

Deposit-backed

Borrow against eligible fixed deposits while preserving savings.

Securities-backed

Use eligible investments to access flexible liquidity.

Asset-backed

Turn qualifying business or personal assets into funding options.

Secured Loan EMI Calculator

Your estimated monthly payment

$1,514Live estimate
Updates instantly as you adjust the values.
Total payment$127,190
Total interest$27,190

Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.

Check your secured loan options.

Explore personalized options without affecting your credit score.

Secure application

Transparent review

No application pressure

Asset-based terms

Flexible pathways

Specialist support

Professional reviewing financial reports at a desk

Why choose Credvia

A smarter way to use eligible assets.

Compare secured lending options with clear collateral requirements, transparent costs and flexible repayment structures.

Competitive rates

Access competitive rates supported by eligible collateral.

Flexible terms

Choose a structure that matches your asset and cash-flow goals.

Transparent fees

Understand fees, valuation and total cost before you commit.

Specialist support

Get guidance from secured lending specialists.

How it works

From application to approval — in a few simple steps.

1
Apply online

Share your borrowing goal and eligible asset details.

2
Get matched

Compare matched secured loan options from participating lenders.

3
Submit documents

Upload identity, income and ownership documents securely.

4
Get approved

Review the offer, collateral terms and funding timeline.

Typical secured loan rates & terms

Rates vary by collateral type, value, borrower profile and lender.

Loan amount

Interest rate (APR)

Loan tenure

Up to $50,000

5.99% – 7.49%

1 – 5 years

$50,001 – $250,000

6.49% – 8.49%

2 – 10 years

$250,001 – $750,000

6.99% – 9.49%

3 – 15 years

Above $750,000

7.49% – 10.49%

5 – 20 years

Rates are indicative and subject to change. Actual rates may vary based on credit profile, lender and market conditions.

Eligibility criteria

See the common criteria for secured financing.

Minimum age: 21 years

Stable repayment capacity

Credit profile within lender criteria

Valid identity and address documents

Debt-to-income ratio within lender limits

Eligible asset with verifiable ownership and value

Modern property representing eligible secured lending collateral

Required documents

Keep these documents ready for a smoother secured loan application.

Identity documents

Government ID, passport or equivalent documents

Income documents

Salary slips, tax returns or bank statements

Asset ownership documents

Title, deposit or investment ownership records

Valuation documents

Valuation and documents requested by the lender

What our customers say

  • Credvia made the collateral requirements and repayment options much easier to compare.

    Daniel Kim

    Secured loan customer

    ★★★★★

  • The valuation steps were clear, and I understood the costs before moving forward.

    Rahul Mehta

    Property-backed borrower

    ★★★★★

  • The team helped me review asset-backed options without making the process feel complicated.

    Priya Shah

    Business owner

    ★★★★★

Modern property and city skyline representing asset-backed opportunity

Ready to put your assets to work?

Explore secured loan options with confidence.

Compare transparent asset-backed options built around your goals.

Asset goals

Supported with clear secured finance options

Valuable asset representing secured finance

Home / Loans / Secured loan

Secured loan

Unlock the value

already working

for you.

Use eligible assets to access competitive borrowing with transparent terms, practical estimates and a clear path forward.

Asset-backed rates

Flexible structures

Efficient review

Specialist guidance

Property-backed

Explore lending secured against eligible property.

Deposit-backed

Borrow against eligible fixed deposits while preserving savings.

Securities-backed

Use eligible investments to access flexible liquidity.

Asset-backed

Turn qualifying business or personal assets into funding options.

Secured Loan EMI Calculator

Your estimated monthly payment

$1,514Live estimate
Updates instantly as you adjust the values.
Total payment$127,190
Total interest$27,190

Illustrative estimate only. Actual rates, payments and eligibility depend on lender approval and final terms.

Check your secured loan options.

Explore personalized options without affecting your credit score.

Secure application

Transparent review

No application pressure

Asset-based terms

Flexible pathways

Specialist support

Professional reviewing financial reports at a desk

Why choose Credvia

A smarter way to use eligible assets.

Compare secured lending options with clear collateral requirements, transparent costs and flexible repayment structures.

Competitive rates

Access competitive rates supported by eligible collateral.

Flexible terms

Choose a structure that matches your asset and cash-flow goals.

Transparent fees

Understand fees, valuation and total cost before you commit.

Specialist support

Get guidance from secured lending specialists.

How it works

From application to approval — in a few simple steps.

1
Apply online

Share your borrowing goal and eligible asset details.

2
Get matched

Compare matched secured loan options from participating lenders.

3
Submit documents

Upload identity, income and ownership documents securely.

4
Get approved

Review the offer, collateral terms and funding timeline.

Typical secured loan rates & terms

Rates vary by collateral type, value, borrower profile and lender.

Loan amount

Interest rate (APR)

Loan tenure

Up to $50,000

5.99% – 7.49%

1 – 5 years

$50,001 – $250,000

6.49% – 8.49%

2 – 10 years

$250,001 – $750,000

6.99% – 9.49%

3 – 15 years

Above $750,000

7.49% – 10.49%

5 – 20 years

Rates are indicative and subject to change. Actual rates may vary based on credit profile, lender and market conditions.

Eligibility criteria

See the common criteria for secured financing.

Minimum age: 21 years

Stable repayment capacity

Credit profile within lender criteria

Valid identity and address documents

Debt-to-income ratio within lender limits

Eligible asset with verifiable ownership and value

Modern property representing eligible secured lending collateral

Required documents

Keep these documents ready for a smoother secured loan application.

Identity documents

Government ID, passport or equivalent documents

Income documents

Salary slips, tax returns or bank statements

Asset ownership documents

Title, deposit or investment ownership records

Valuation documents

Valuation and documents requested by the lender

What our customers say

  • Credvia made the collateral requirements and repayment options much easier to compare.

    Daniel Kim

    Secured loan customer

    ★★★★★

  • The valuation steps were clear, and I understood the costs before moving forward.

    Rahul Mehta

    Property-backed borrower

    ★★★★★

  • The team helped me review asset-backed options without making the process feel complicated.

    Priya Shah

    Business owner

    ★★★★★

Modern property and city skyline representing asset-backed opportunity

Ready to put your assets to work?

Explore secured loan options with confidence.

Compare transparent asset-backed options built around your goals.

Asset goals

Supported with clear secured finance options

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